This policy explains what data wbal.io collects, how it is used, and your rights in relation to it. wbal.io is operated as a sole trader based in England. If you have questions, use the contact page.

1. What we collect

We collect only what is necessary to provide the service:

2. How we use your data

We do not sell your data. We do not use your data for advertising. We do not share it with third parties except as described below.

3. Third-party services

No other third-party services receive your data.

4. Cookies

We use a single session cookie to keep you logged in. No tracking cookies. No advertising cookies. No analytics cookies.

5. Your rights (UK GDPR)

Under UK GDPR you have the right to:

To exercise any of these rights, use the contact page.

6. Data retention

7. Security

Passwords are stored as hashed values. All data is transmitted over HTTPS. We do not store card details. Access to production systems is restricted.

8. Changes to this policy

We may update this policy as the service evolves. Material changes will be notified by email to registered users. Continued use of the service after changes constitutes acceptance.